Privacy Policy
Last Updated: November 21, 2025
This Privacy Policy describes how the website SpendModo.com, operated by FMTN Media, LLC (“FMTN Media,” “We,” “Us,” or “Our”) collects, uses, and protects information when You access or interact with this website and its related features and services (collectively, the “Site”). Any person who visits or uses the Site is referred to as “You” or “Your.”
By using the Site, You agree to the practices described in this Policy. Please review it carefully.
We may amend this Privacy Policy at any time. Updated versions will be posted on this page, and significant changes may be communicated through additional notices (such as email notifications, if applicable). Your continued use of the Site after any update constitutes acceptance of the revised Privacy Policy.
1. Information We Collect
We collect both Personally Identifiable Information (PII) and Non-Personally Identifiable Information (Non-PII) to operate, improve, and personalize the Site.
A. Personally Identifiable Information (PII)
PII includes information that identifies or can reasonably identify You. You may voluntarily provide such information when engaging in activities such as creating an account, completing forms, submitting content, or communicating with Us.
This may include:
- Name
- Postal address
- Email address
- Job title
- Birth date
- Gender
- Phone number(s)
- Other information You choose to provide
Some fields may be required to complete certain activities.
B. Non-Personally Identifiable Information (Non-PII)
We also gather information that does not identify You personally, including:
- The URL You visited before accessing the Site
- The URL You visit next
- Your browser type
- Your operating system
- Your Internet Service Provider’s domain
- Your IP address
This information may be collected directly by Us or through third-party advertising networks and technology partners.
2. How We Collect and Use Information
A. Methods of Collection
We collect information in several ways, including:
- Information You submit voluntarily
- Information automatically collected through cookies, scripts, and analytics tools
- Information from third-party ad partners who assist with serving and measuring ads
B. How We Use Information
We use PII to:
- Operate and improve the Site and Services
- Complete transactions or requests
- Personalize Your experience
- Provide customer support
- Deliver administrative messages or policy updates
- Analyze Site activity to enhance performance
- Process orders or account actions
- Resolve disputes or troubleshoot issues
Non-PII is used in aggregated form to evaluate Site usage, optimize advertising, and improve overall functionality.
3. Information Sharing, Release & Opt-Out Options
A. Sharing With Third Parties
FMTN Media may share postal addresses, email addresses, or phone numbers with trusted third parties, including advertisers or partners who support Site operations or provide offers relevant to users.
To opt out of such sharing, You may contact Us at the email address listed in Section 11.
B. Advertiser & Industry Opt-Out Tools
You may also manage interest-based advertising preferences using:
- NAI Opt-Out: http://optout.networkadvertising.org/#!/
- DAA Opt-Out: http://optout.aboutads.info/#!/
C. Legal Requirements
We may disclose information if required to comply with:
- Law enforcement requests
- Subpoenas or court orders
- Government investigations
We may also report activities We believe in good faith to be unlawful.
D. Aggregate Information
We may share aggregated, anonymized statistics—such as traffic trends or demographic summaries—that do not identify individual users.
4. Updating or Correcting Your Information
If You wish to review or update Personally Identifiable Information You have provided, You may contact Us .
Certain records related to past transactions may not be completely deleted due to accounting, legal, or backup system requirements.
5. Your Choices Regarding Cookies
You may control cookie preferences through Your browser settings. Declining cookies may limit certain Site features or functionality.
6. Security of Information
We take commercially reasonable steps to safeguard Your Personally Identifiable Information, including:
- Restricting access to authorized personnel
- Maintaining secure servers
- Encrypting certain information during transmission
However, no method of Internet transmission is entirely secure. By using the Site, You acknowledge that:
(a) The Internet has inherent limitations outside Our control
(b) Absolute security cannot be guaranteed
(c) Data transmitted online may be accessed or altered by unauthorized parties
7. Cookies
We use cookies to store non-PII that helps improve performance, customize experiences, and operate Site features.
Third-party advertisers may also place cookies to deliver or measure ads. These parties do not receive Your PII from Us.
Learn more about cookies at:
http://www.allaboutcookies.org/cookies/
8. Third-Party Websites
This Privacy Policy applies only to information collected on Our Site. Websites linked from or advertising on the Site maintain their own privacy practices, which We do not control. We encourage You to review their policies before interacting with them.
9. Children’s Privacy
The Site is intended for users age 13 and older. We do not knowingly collect or distribute Personally Identifiable Information from children under 13.
10. Public Areas & User Responsibility
If You voluntarily disclose personal information in public forums or comment sections, that information may be accessed and used by others. We are not responsible for the actions of third parties who may view or use information You share publicly.
Always exercise caution when posting online.
11. Contact Us
If You have questions about this Privacy Policy or Your interactions with the Site, You may contact Us .